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This site is owned and operated by Quayle Munro Holdings Limited (herein referred to as "Quayle Munro"), a company incorporated under the laws of Scotland and registered under the number SC 72014. Registered office: Quartermile One, 15 Lauriston Place, Edinburgh, EH3 9EP.

By using this site you are agreeing to these terms and conditions. If you do not wish to be bound by these terms and conditions, you should not use this site.

IP Ownership

All intellectual property rights in this site including, but not limited to, rights in the content, design and graphics of this site, belong to Quayle Munro unless otherwise indicated.

Unauthorised copying, distribution, or use of any logos, trademarks or copyright material contained on this site is strictly prohibited.

All information submitted to Quayle Munro via this site shall be deemed to be and shall remain the property of Quayle Munro. 

Information purposes only

All information contained on this site (including financial and statistical information, future projections, and estimates) is for information purposes only. It does not contain any advice or recommendation.

Quayle Munro makes no representation or warranty as to the accuracy or completeness of the information which appears on this site. Quayle Munro expressly disclaims liability for errors or omissions in such information.


Links to other internet sites are used at your own risk. Quayle Munro does not investigate, verify, monitor or endorse the content, accuracy, opinions expressed, or other links provided by any third party internet sites.


Quayle Munro reserves the right to make changes to these terms and conditions at any time. Quayle Munro will post any such changes to this page, but it is your responsibility as a user to make sure that you are aware of them, by checking for any changes on a regular basis. Changes will become effective as soon as they are posted. If you continue to use this site after the posting of changes to these terms and conditions, it means that you accept any such changes.


Quayle Munro will not be held liable in any event for any direct or indirect, special, incidental, consequential or punitive damages, losses (including lost profits), or expenses arising out of or in connection with use of this site.

Quayle Munro will not be held liable in any event for any failure of performance, interruption, delay in operation or transmission, computer virus, loss of data or otherwise in connection with use of this site.

Site Availability

Whilst the only downtime should normally be for planned fixed periods, Quayle Munro may temporarily suspend or interrupt access to the site from time to time without notice in order to repair, improve or upgrade the site, or for any other reason.


If any part of the provisions of these terms and conditions is found to be unenforceable as a matter of law, all other parts of these terms and conditions will not be affected and will remain in force.

Entire agreement

These terms and conditions govern our relationship with you and represent our entire agreement with you.


If you breach these terms and conditions and Quayle Munro chooses to ignore your breach, Quayle Munro will remain entitled to use its rights and remedies at a later date or in any other situation where you breach the terms and conditions again.

Reservation of Rights

Any rights not expressly granted in these terms and conditions are reserved.

Governing law and jurisdiction

Any disputes or claims arising out of or in connection with these terms and conditions are governed by and construed in accordance with the law of Scotland.


Quayle Munro endeavours to make its website accessible to all Internet users and to meeting the requirements of current best practice and the Disability Discrimination Act 2005.